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Terms & Conditions

Consent, terms and conditions of use

Please read the following terms and conditions carefully.

Pangea Inc. SA (registered office Quai Gustave-Ador 20, 1207 Genève, Switzerland) and any of its group companies (together “Pangea” or “we” or “our”) provide this website (www.pangeagroup.com) and any associated Pangea website (“Site”or “website”). You can contact us at info@pangeagroup.com.

The information contained on a Site, and in particular elements that are protected by copyright and/or other rights (including but not limited to the text and images and their arrangements on our site, its software, technical drawings, configurations and other files), relates to Pangea information, products and services, are the exclusive and comprehensive property of Pangea or its licensers, provided no information stating otherwise is mentioned. It also includes information, data and keys developed by other parties. The Pangea logo is a registered trademark of Pangea. The Site of Pangea or its use do not confer any rights whatsoever to the Pangea logo. The contents of the Site, unless otherwise noted, are copyrighted material belonging to Pangea and/or of our affiliated group companies or authorised third party contributors to the Site. Copyright © 2019 Pangea Inc. SA. All rights reserved.

These terms and conditions should be read in conjunction with our separate Privacy Policy, which describes how we use, store, and process any personal data which you may provide to us via your use of our site. Our Privacy Policy is available via our site.

Acceptance and changes

By accessing the Site of Pangea you are declaring that you understand and agree to be bound by the terms and conditions of use and legal information set out below in respect of the Site and all elements contained therein. If you do not wish to be bound by the terms and conditions specified below, access to the website of Pangea is expressly prohibited. We may revise these Terms and Conditions. Any changes we make to these Terms and Conditions will be posted on this page, and we reserve the right to do so without your consent. Please check back frequently to see any updates or changes to the policy. Some of the provisions contained in these terms and conditions may also be superseded by provisions or notices published elsewhere on our site.

Access to the Site is permitted on a temporary basis and Pangea reserves the right to withdraw or amend the information provided on the Site, without notice at any time. Pangea will not be liable if for any reason the Site is unavailable at any time or for any period. From time to time, Pangea may restrict access to some parts of the Site, or the entire Site, to users who have registered with Pangea without notice at any time. Pangea may suspend your access to the Site generally at any time without notice to allow for repairs, maintenance, updates, upgrades or loading of any new content or functionality, or otherwise. You are responsible for making all arrangements necessary for you to have access to the Site. You are also responsible for ensuring that all persons who access the Site through your Internet connection, computers or other devices are aware of these Terms and Conditions and that they comply with them.

Subject to your compliance with these Terms and Conditions, Pangea grants you a limited, non-exclusive, non-transferable, non-licensable licence to access and make use of the Site.

This licence does not include any resale, commercial or personal use of any of the Site’s content or any use of data mining, robots or similar data gathering and extraction tools.

Without Pangea’s express written consent, you may not:

  • reproduce, duplicate, copy, sell, resell, visit or otherwise exploit the Site for any commercial or personal purpose;
  • use any framing techniques to enclose any trademark, logo or other proprietary information (including texts, images, page layout or form) of the Site; or use any Meta tags or any other “hidden text” utilising Pangea name or trademarks.

Pangea’s status (and that of any identified contributors) as the authors of material on the Site must always be acknowledged. If you use any part of the Site in breach of these Terms and Conditions, your right to use the Site will cease immediately. You must, at Pangea’s option, return or destroy any copies of the Site’s content you have made.

If you breach these Terms and Conditions and Pangea takes no action, Pangea shall still be entitled to use its rights and remedies in any other situation where you breach these Terms and Conditions.

Exclusion of liability

Commentary and other materials posted on the Site are not intended to amount to advice on which you should rely. In accessing the Site, no client, advisory, fiduciary or professional relationship is implied or established with you and neither Pangea nor any other person is, in connection with the site, engaged in rendering auditing, accounting, tax, legal, advisory, consulting or other professional services or advice via the Site. Pangea therefore bear no liability or responsibility arising from any reliance placed on such materials by any visitor to the Site or by anyone who may be informed of any of its contents.

While all reasonable attempts have been made to ensure the accuracy, currency and reliability of the content in this Site, all information in this Site or services provided through a Site are provided “as is”.  There is no guarantee as to the completeness, accuracy, timeliness or the results obtained from the use of the Site. No warranty of any kind is given on behalf of Pangea, its partners or its suppliers, whether express or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Nothing however shall attempt to exclude liability that is not permissible under applicable law, including without limitation for death or personal injury or for fraudulent misrepresentation. In no event will Pangea or its Site suppliers be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or use made of this Site for any economic losses, loss of revenues, data, profits, contract, use, opportunity, business or anticipated saving, loss of good will or reputation, consequential, special or similar damages, even if advised of the possibility of such damages. Pangea and its Site suppliers do not accept any responsibility for any errors or omissions, or for the results obtained from the use of this information. Information obtained from this Site should not be used as a substitute for consultation with Pangea. Third party information suppliers to Pangea for the provision of services via the Site have no liability to you.

Links to third-party websites, services and products

The Site may include references and links to other third-party websites or third-party services and products. Pangea will endeavour to populate the Site with reasonable care and skill. Pangea does not make any other promises or warranties about the third-party links to websites and products, and in particular does not warrant that:

  • Your use of the third party websites or products will be uninterrupted or error-free;
  • The third party websites and products will be free from loss, corruption, attack, viruses, interference, hacking, or other security intrusion which shall be events of Force Majeure, and Pangea disclaims any liability relating thereto.

Pangea has not verified all content and elements of such linked websites and, consequently, assumes no liability at all in relation to such websites. Pangea is not endorsing any provider of products or services by facilitating access to those websites, downloads or materials from its Sites. You agree that as you have chosen to enter the linked website or to download such materials. Pangea will not be responsible or liable, directly or indirectly for a) the privacy of such websites; b) the content of such websites; c) any third party product, service or download made available; d) the use that others make of these third party websites, products, service or downloads nor for any damage, loss, offence caused or alleged to be caused or in connection with the use of or reliance on such third party websites, advertising, content, products, or services.

You must not misuse the Site by knowingly, negligently or recklessly introducing viruses, Trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt, or help others to attempt, to gain unauthorised access to the Site, the server on which the Site is stored or any server, computer or database connected to the Site. You must not attack or help others to attack the Site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence and Pangea will report any such breach to the relevant law enforcement authorities and will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use the Site will cease immediately. Pangea will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of the Site or to your downloading of any material posted on it, or on any website linked to it.

Applicable law and jurisdiction

The construction validity and performance of this Agreement shall be governed exclusively by the laws of Switzerland and any dispute arising out of this Agreement shall be subject to the exclusive jurisdiction of the Geneva Courts.